Story of fraud in social security scheme
Kerala, which is considered a pioneer in terms of social security and welfare schemes, is in controversy these days. Recently it was revealed that BMW car owners and people living in luxurious houses with AC are also taking advantage of the pension meant for the poor.
How was the fraud exposed?
- Vigilance inquiry ordered: An audit conducted in Kottakkal Municipality area of Malappuram district of Kerala revealed that 38 out of 42 pension recipients were ineligible.
- Name of dead person: Surprisingly, the list also contained the name of a dead person.
- Listing of government employees: Earlier, the Information Kerala Mission had revealed that 1,458 government employees in the state were fraudulently taking advantage of the social security pension.
The mechanism behind the fraud
Making fake income certificates
The first irregularity in these cases happened during the eligibility check. On the basis of fake income certificates, these people were considered poor.
Administrative negligence
- Laxity in eligibility verification
- Not updating the list of beneficiaries on time
Lack of transparency in pension distribution
A look at the numbers
- 60 lakh pensioners in the state
- Expenditure of ₹900 crore per month
- ₹1,600 pension to each eligible person
- The Left Front had promised a monthly pension of ₹2,500
Financial pressure
Its effect on the state treasury is clearly visible. There is a constant delay in giving pension on time.
Steps taken to prevent fraud
Re-checking eligibility
The state government has decided to review the eligibility of all social security beneficiaries in Kottakkal municipality.
Regular assessment
Finance Minister K.N. Balagopal has directed the local self-government institutions to conduct regular eligibility checks.
Transfer to bank accounts
The government is ensuring that pensions reach the bank accounts of beneficiaries directly to maintain transparency.
What can we do?
Raising awareness
Every citizen needs to be aware to identify the right beneficiaries of government schemes.
Filing complaints
If we notice any discrepancy, it is our responsibility to inform the administration.
Conclusion
The aim of Kerala’s social security schemes is to provide relief to those who need it the most. But the fraud in these schemes has taken away the rights of the poor. The steps taken by the government are commendable, but it is our responsibility to ensure that the benefits of the schemes reach the right people.
FAQs
- Can BMW owners also get pension?
This can happen if the eligibility check is not done properly. This is a case of fraud.
- How can transparency be ensured in pension distribution?
Regular eligibility check and periodic updating of the list of beneficiaries is necessary.
- What is the next step of the government?
Along with eligibility check, ineligible people will be removed from the list.
- What is the pension amount?
At present it is ₹ 1,600, but it has been promised to increase it to ₹ 2,500.
- Can citizens help stop this fraud?
Yes, we can help by informing the administration about the irregularities.